AI agents and the organizations that run them

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What's News · today in two minutes

OCC issues first AI guidance for bank examiners.
Senator Cassidy releases draft bill on payment for autonomous clinical AI.
Elastic report: intruders abuse trusted AI tools and IT software.
SpyCloud finds infostealers taking ChatGPT, Claude and Codex session tokens.
Capgemini survey: 59% of financial firms pilot or run multi-agent AI.

Today's decision for leaders: Is each agent's purpose and authority written down, and who pays when a vendor's model harms a customer? See Chapter 8.

Today's lesson for students: Try giving your agent a transaction limit and a way to revoke its access, then test both. See Building AI Agents.

OCC issues first AI guidance for bank examiners

The Office of the Comptroller of the Currency issued non-binding AI guidance for bank examiners, American Banker reports, telling them to grade AI use by the authority a bank gives the system. Reuters says it told examiners to weigh the consequences of AI mistakes; Decrypt describes four risk tiers and safeguards like transaction limits.

For leaders: Is each agent's purpose and authority written down, and who pays when a vendor's model harms a customer? See Chapter 8.

For students: Try giving your agent a transaction limit and a way to revoke its access, then test both. See Building AI Agents.

OCC: Banks need strong controls when delegating to AI agents American Banker · 2026-11-05
US bank regulator issues first AI framework as banks battle rogue agents Decrypt · 2026-11-04
US bank regulator issues first-ever AI guidance for examiners Reuters (via Investing.com) · 2026-11-04

Senator Cassidy releases draft bill on payment for autonomous clinical AI

Sen. Bill Cassidy released a discussion draft of the PATIENT AI Act on Oct. 29. DistilINFO reports it would have the CMS Innovation Center evaluate a five-year payment model for AI performing clinical functions without clinician review of each output. Medical Daily says it is not yet introduced; comments are due Dec. 1.

For leaders: Which of your tools act without a person reviewing each output? Map them before comments close Dec. 1. See Chapter 8.

For students: Try writing down which decisions your agent may make alone and which need a person's review, then test it. See Building AI Agents.

Senator Cassidy releases PATIENT AI Act discussion draft, including a payment model for autonomous clinical AI DistilINFO · 2026-11-03
Sen. Cassidy's draft PATIENT AI Act would test Medicare payment for AI that acts without real-time physician review Medical Daily · 2026-11-01
Cassidy's AI Health Draft Puts 5 of 19 Sections on Medicare FourWeekMBA · 2026-10-29

Elastic report: intruders abuse trusted AI tools and IT software

Elastic's threat report says that in confirmed intrusions between April and September 2026, intruders ran commands through Claude Code and the ChatGPT desktop app, per IT Brief Asia. Business Wire via StockTitan says attackers logged in with stolen credentials about eight minutes after infection.

For leaders: Do you know which approved AI tools run on staff computers, and who watches what they do? See Chapter 5.

For students: Try listing which commands your own agent can run, then limit it to the few it needs and test. See Building AI Agents.

Elastic report: intruders abuse trusted AI tools and IT software IT Brief Asia · 2026-11-05
Elastic's Threat Report Reveals Attackers Are Turning Trusted AI and IT Tools Against the Enterprises That Deploy Them Business Wire via StockTitan · 2026-11-04

SpyCloud finds infostealers taking ChatGPT, Claude and Codex session tokens

SpyCloud reports two Windows infostealers, WardenStealer and Aoki, collect login tokens, API keys and configuration files for AI coding tools, with more than 130,000 WardenStealer infections ingested. Tokens can keep working after a password reset. Cyber Security News says this is theft from user devices, not a breach of the AI providers.

For leaders: When someone leaves or an incident hits, do you revoke AI tool and agent tokens, not just passwords? See Chapter 5.

For students: Treat your agent's API keys like passwords: keep them out of code, limit their access, and rotate them. See Building AI Agents.

Infostealer malware targets ChatGPT, Claude and Codex session tokens, SpyCloud finds Cyber Security News · 2026-11-04
IntelStealers: the infostealers going after AI tokens and AI configuration data SpyCloud · 2026-10-30

Capgemini survey: 59% of financial firms pilot or run multi-agent AI

A Capgemini survey of 1,100 financial-services leaders in 14 markets found 59% of firms are piloting or running multi-agent AI, but only one in ten coordinates those agents across the whole organization, per CFOtech UK. Capgemini says about half cannot consistently show a return.

For leaders: Before funding wider agent rollouts, can you show measured returns and who governs the agents? See Chapter 8.

For students: Try linking two simple agents, then write down who coordinates them and how you would measure their return.

Financial institutions accelerate transition to multi-agent AI in drive for bottom-line value Capgemini · 2026-11-05
Financial firms race to deploy multi-agent AI systems CFOtech UK · 2026-11-05

South Korea updates zero-trust security guide for agentic AI

South Korea's science ministry and the Korea Internet & Security Agency updated their zero-trust security guide to cover companies adopting agentic AI, according to MLex. The update cites the autonomy and broad privileges of AI agents.

For leaders: Does each agent get only the access its task needs, checked every time it acts? See Chapter 7.

For students: Try giving your own agent only the access it needs, then test what it can reach. See Building AI Agents.

South Korea issues updated zero-trust security guide for agentic AI MLex · 2026-11-06

Tampered Claude Code extension carried SSH backdoor for about 11 hours

Help Net Security reports that security firm Phorion found a tampered version 2.1.313 of the Claude Code extension, available for about 11 hours on October 29. Cursor says it affected at most 5,000 users. The article notes a dispute over whether it was on Open VSX or only in Cursor's marketplace.

For leaders: Who keeps the list of agent add-ons your developers install, and who approves their versions? See Chapter 5.

For students: Before installing any extension for your agent tools, check who published it and what it can access. See Building AI Agents.

Claude Code extension poisoned with persistent SSH backdoor Help Net Security · 2026-10-30

Microsoft says attackers used ARTEX to find and abuse exposed secrets

Microsoft Security Blog says attackers used the ARTEX agent framework to search public GitHub code for exposed credentials and AI service keys. In at least one case, Microsoft says, an attacker went from scanning to taking data from Azure Key Vault in about five minutes.

For leaders: Are exposed credentials revoked, not just deleted, and do your agents use managed identities instead of stored keys? See Chapter 5.

For students: Try scanning your own test project for exposed keys, then store them safely and rotate them. See Building AI Agents.

Threat actors use agentic AI tooling to find and abuse exposed secrets Microsoft Security Blog · 2026-11-05

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